Welcome to Bossy’s Poverty Party, an online support group for reining in spending, getting your finances in order, and climbing out of debt. Everyone basically knows what steps to take, but it is nearly impossible to climb that mountain alone.
every day nearly every day over the next year, Bossy will use this space to report her spending and missteps, along with cheap recipes, savings tips, and suggested tricks and goals.
Anyway. This is Bossy’s first official day of the rest of her financial life. It’s
7 a.m. and here’s how it’s going so far: Bossy’s husband forgot to look at their accounts over the weekend to get an overview of what they owe. Because = dysfunction.
And why, you’re wondering, didn’t Bossy look at those accounts herself over the weekend to tabulate their debt? Because = dysfunction.
Here’s the truth: Bossy and her husband have traded the task of bill-paying and finances back and forth over the years, mostly back. It’s been quite a while since Bossy has been in direct contact with bills, mostly because they are no longer bills you can rip with your very own hands, but rather online accounts. Ew.
So let this be Bossy’s first lesson: in order to climb out of debt, you must know exactly what kind of debt you are in. Goal number one: sit down with your significant other (if you have one) and discuss the use of terms such as “significant other”. When you are done, make a list of your credit cards and any other monthly expenditures such as loans. Then take that list and contact each company and determine each balance. Bookmark these online accounts because you will be frequenting these sites.
Bossy will be doing the same thing today, and when Bossy says she will be doing it she means her husband, because Bossy can’t be expected to change all at once. But she’ll sit down with her husband later this evening and go over each amount and learn how to access the balances online, because when you leave something wholly in the hands of a significant other, you are removing yourself from the process, and therefore can remain less urgent. No more.
Meanwhile, speaking of the man and his weekend, Bossy’s husband saw her pair of boots and raised her One Toro Lawnmower.
This whole spending thing brings to mind that scene in Planes Trains and Automobiles where John Candy and Steve Martin are railing 80 miles-per-hour down the wrong side of the interstate. With a parka wrapped around the eyes.
The lawnmower was a Home Depot end-of-season sale, and it’s not new, but re-tooled — and if you didn’t know Home Depot sold used things, Bossy didn’t either.
Or maybe Bossy has it wrong because when Bossy’s husband began talking about the new lawn mower, Bossy was all, zzzzzzzzzzz. This will have to change because the new lawnmower was $100.
Check below for the list of blogs already participating in the Poverty Party. And don’t forget to comb the comment section for links to entertaining Poverty posts across the web.